Employee benefits

With our group buying power, HROi is a PEO that provides Fortune 500 grade employee benefits, and their management, at a substantial discount. We take care of all compliance administration, reconciling, and paperwork, too. We also provide full employee support with local client support teams.

Support You need

Benefits products

  • Group medical, dental, vision, and life insurance
  • Supplemental insurance
  • 401(k) retirement plan
  • Section 125 pre-tax flex plan
  • Credit union
  • LTD and STD insurance
  • Doctor concierge service
  • Employee rewards and discounts
  • EAP (employee assistance program)

Administration and communication

  • All insurance benefits paid and reconciled on your behalf
  • Benefits report that details, by employee, all insurance products
  • Enrollment and communication of employee benefits programs
  • Nationwide toll-free customer care center support line
  • Claims administration
  • Open enrollment communication and assistance
  • COBRA and HIPPA management
  • 401(k) and 125 plan 5500 filing and administration
  • Payroll deductions for benefits programs
Trans America Retirement Solutions - 401k

401(k) retirement plan

Attracting and retaining top talent can be difficult. A 401(k) plan can be a deciding factor for a prospective employee or one you’ve already invested in. HROi provides competitive 401(k) packages that include a range of features and benefits.

Feature
Benefit
HROi is responsible for all administration, 5500 testing compliance, reconciling, payroll deductions, fund transfers, and audits.
Reduced plan administration time for you.
The plan honors prior service with yourcompany for eligibility and entrance into the plan.
Customized plan and policies best suited for your needs.
Statement of account is available on demand.
Ability for participants to follow the activity of the investments at their convenience, any time.
Move funds among investment options daily.
Better control over investment portfolio.
Change deferral amounts per month.
Flexibility for controlling after-tax income.
Account access is provided via the internet or telephone.
Simple, fast, and efficient access from anywhere.
Loan provisions are available.
Access to funds for a major purchase or under hardship conditions.

Other features

  • Employees can choose from multiple fund options.
  • Plans help attract and retain employees.
  • Employees can invest pre-tax dollars through payroll deduction.
  • Employees can invest up to the IRS maximum
  • Safe harbor, profit sharing, and matching options are available.